Privacy Policy, Compliance and Cookies

# Privacy Policy

**Effective Date:** 06/14/2026
**Last Updated:** 08/01/2026

Elevate Meridian ("Elevate Meridian," "we," "us," or "our", our parent company or any sister|affiliated company) respects your privacy. This Privacy Policy explains what information we collect, how we use it, who we share it with, and the choices you have. It applies to www.elevatemeridian.com and any related pages, forms, or services we operate (collectively, the "Site").

By using the Site, you agree to the practices described in this policy. If you do not agree, please do not use the Site or submit your information to us.

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## 1. Information We Collect

**Information you provide directly:**
- Name (first and last)
- Phone number
- Email address
- Area of financial interest you select (e.g., life insurance, mortgage, HELOC, small business loan, investing)
- Any other information you voluntarily submit through a form, email, or contact request

**Information collected automatically:**
- IP address, browser type, device type, and general location (city/region level)
- Pages visited, time on site, referring URL, and similar usage data
- Cookies or similar tracking technologies (see Section 6)

We do not knowingly collect sensitive personal information such as Social Security numbers, financial account numbers, or government ID numbers through this Site. Do not include this type of information in any form or message you send us.

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## 2. How We Use Your Information

We use the information we collect to:

- Respond to your inquiry and connect you with a relevant partner professional based on the area of interest you selected
- Operate, maintain, and improve the Site and its content
- Send you educational content, updates, or communications you've requested
- Comply with legal obligations and enforce our terms

We do **not** use your information to make credit decisions, provide financial advice, or act as your insurance producer, mortgage originator, investment adviser, or attorney. Elevate Meridian is an educational platform and referral service — not a licensed financial institution.

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## 3. How We Share Your Information

**With business partners.** If you submit a lead form indicating interest in a specific financial topic (e.g., life insurance, mortgage, HELOC, small business loan, investing), we share your name, phone number, email, and stated area of interest with a relevant third-party partner professional or company so they can contact you directly about that topic. We do not sell your information to unrelated third parties or data brokers.

**With service providers.** We may share information with vendors who help us operate the Site (e.g., hosting, email delivery, analytics), under confidentiality obligations consistent with this policy.

**For legal reasons.** We may disclose information if required by law, subpoena, or legal process, or to protect the rights, property, or safety of Elevate Meridian, our users, or others.

**Business transfers.** If Elevate Meridian is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

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## 4. Your Consent to Be Contacted

If you submit the lead generation form, you are providing express consent for Elevate Meridian and/or our referral partner(s) to contact you by phone, text message, or email — including by automated dialing, texting, or pre-recorded message technology — regarding the area of interest you selected. Consent is not required as a condition of purchasing any product or service. Message and data rates may apply. You may withdraw consent at any time (see Section 8).

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## 5. Data Retention

We retain your information for as long as reasonably necessary to fulfill the purposes described in this policy, respond to your inquiry, comply with legal obligations, or resolve disputes. If you request deletion, we will remove your information except where we are required or permitted by law to retain it.

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## 6. Cookies and Tracking

The Site may use cookies or similar technologies to understand how visitors use the Site and to improve performance. You can control cookies through your browser settings. Disabling cookies may affect some functionality of the Site.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to improve your browsing experience.

These technologies help us:

Remember user preferences
Understand website usage
Measure advertising performance
Improve website functionality
Deliver relevant advertising

You may disable cookies through your browser settings; however, some features of the website may not function properly.

Meta Pixel

We use Meta Pixel (formerly Facebook Pixel) to better understand how visitors interact with our website.

Meta Pixel may collect information such as:

Pages viewed
Button clicks
Device information
Browser information
IP address
Actions taken on the website

This information helps us measure advertising effectiveness, create custom audiences, and improve our marketing campaigns.

Meta may associate this information with your Meta account in accordance with Meta’s own Privacy Policy.

Google Analytics

We use Google Analytics to understand how visitors use our website.

Google Analytics may collect:

Device information
Browser information
Geographic region
Pages visited
Session duration
Traffic sources
User interactions

Google Analytics uses cookies to generate statistical reports that help us improve our website.

Embedded YouTube Videos

Our website may include embedded videos from YouTube.

When you interact with an embedded YouTube video, YouTube and Google may collect information about your interaction, including:

IP address
Device information
Browser information
Viewing activity
Cookies

These services operate under Google’s Privacy Policy and Terms of Service.

Other Analytics and Marketing Technologies

We may use additional third-party tools that help us understand website traffic, improve user experience, measure advertising performance, and provide relevant content.

These services may use:

Cookies
Pixels
Web beacons
Local storage
Similar tracking technologies

Examples may include advertising platforms, analytics providers, customer relationship management systems, and marketing automation services.

Referral Links

Our website may include referral or affiliate links to third-party products or services.

If you click one of these links, the third party may use cookies or other tracking technologies to recognize that you visited through our referral.

We may receive compensation if you make a purchase or complete certain actions through these links. This comes at no additional cost to you.

Our recommendations are based on our own opinions and experience; however, we encourage you to perform your own due diligence before making any purchasing decisions.

Third-Party Websites

Our website may contain links to third-party websites.

We are not responsible for the privacy practices, security, or content of those websites.

We encourage you to review their privacy policies before providing personal information.

Sharing of Information

We do not sell your personal information.

We may share information with trusted service providers who help us operate our website or provide services, including:

Website hosting providers
Analytics providers
Marketing platforms
Email service providers
Customer relationship management systems

These providers are permitted to use your information only as necessary to perform services on our behalf.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information.

However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

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## 7. Children's Privacy

The Site is not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we learn we have collected information from a child, we will delete it.

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## 8. Your Rights and Choices

Depending on your state of residence, you may have the right to:

- Request access to the personal information we hold about you
- Request correction or deletion of your information
- Opt out of certain sharing or communications
- Withdraw consent to be contacted (contact us at privacy@elevatemeridian.com, or reply "STOP" to any text message.

Residents of California, Colorado, Connecticut, Virginia, and other states with comprehensive privacy laws may have additional rights under applicable state law. To exercise any of these rights, contact us using the information in Section 10.

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## 9. Security

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

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## 10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, contact us at:

Elevate Meridian
privacy@elevatemeridian.com

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## 11. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated policy.

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Other Disclaimers

Educational Purposes Only

The information provided on this website is for general educational and informational purposes only. It is intended to help visitors better understand various financial, insurance, lending, real estate, tax, legal, and related topics. Nothing on this website should be construed as professional advice or a recommendation to take any specific action.

No Professional Advice

Unless expressly stated otherwise, we are not acting as:

Insurance professionals or insurance agencies
Financial advisors or investment advisers
Broker-dealers or securities professionals
Bankers or banking institutions
Mortgage loan originators or mortgage brokers
Real estate brokers or Realtors®
Attorneys or law firms
Certified Public Accountants (CPAs) or tax professionals
Estate planning professionals
Fiduciaries
Any other licensed professional whose advice requires a professional relationship

The content on this website should not be considered legal, tax, investment, insurance, accounting, lending, or financial advice.

Before making any financial, legal, tax, insurance, lending, or investment decision, you should consult the appropriate licensed professional who can evaluate your individual circumstances.

No Endorsement

From time to time, we may reference, review, discuss, or provide links to third-party products, companies, services, educational resources, referral partners, or affiliate programs.

Unless specifically stated, these references do not constitute an endorsement, certification, guarantee, or recommendation of any particular company, product, or service.

Your decision to engage with any third party is entirely your own.

Referral and Affiliate Relationships

Some links on this website may be referral or affiliate links. If you purchase a product or service through these links, we may receive compensation at no additional cost to you.

Any compensation received does not influence our commitment to providing educational content. However, you should independently evaluate whether any product or service is appropriate for your individual needs.

Verify Current Information

Financial products, insurance products, mortgage programs, investment offerings, interest rates, fees, underwriting guidelines, tax laws, government regulations, and company policies change frequently.

While we strive to provide accurate information, we cannot guarantee that all information presented is current, complete, or applicable to your specific circumstances.

You are responsible for verifying current rates, terms, eligibility requirements, product features, and applicable laws directly with the appropriate provider or licensed professional before making any decisions.

Do Your Own Due Diligence

Every financial situation is unique.

You should conduct your own independent research and due diligence before relying on any information found on this website or before engaging with any company, affiliate, referral partner, product, or service mentioned on this website.

Your decisions should be based on your own objectives, financial circumstances, risk tolerance, and consultation with qualified professionals when appropriate.

No Guarantees

We make no representations or warranties regarding the accuracy, completeness, reliability, suitability, or availability of any information contained on this website.

We do not guarantee that any strategy, recommendation, product, or service discussed will produce any particular outcome or be suitable for your individual situation.

Investment Risk

Any discussion of investing involves risk.

All investments carry the possibility of gain and loss, including the potential loss of principal.

Past performance is not indicative or predictive of future results and should not be relied upon as a guarantee of future performance.

Limitation of Liability

To the fullest extent permitted by law, we disclaim liability for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of this website or reliance on any information provided herein.

Your use of this website and reliance on any information is solely at your own risk.

User Responsibility

By using this website, you acknowledge that:

You are solely responsible for your financial and personal decisions.
You understand that educational content is not a substitute for professional advice.
You agree to verify information before acting upon it.
You understand that products, rates, regulations, and market conditions may change without notice.
You accept full responsibility for any actions taken based on information obtained from this website.